If your gross qualifying income topped £50,000 on your 2024–25 Self Assessment return, you're already in Wave 1 of MTD for Income Tax. Here's what the rules actually require, what software costs, and how to keep the bill as low as possible.
Managing your own books as a tradesperson means staying on top of VAT returns, CIS deductions, payroll, and HMRC deadlines, all while running a business. This guide compares Xero, QuickBooks Online, and FreeAgent on the features that actually matter for UK sole traders and limited company directors in 2026, including verified UK pricing and an honest look at where each platform falls short.
Comparing FreshBooks, QuickBooks, and Xero for your trade business? Here's what each one actually does well, where each falls short, and which one is worth your money in 2026.
